Saturday, December 27, 2008

Charlotte NC Homes For Sale and Mortgages

Many people listen to the media and feel that no one can receive a home mortgage. Please allow your intelligence to be your guide. The media is a medium for distortion and sensationalism.

Contact a mortgage professional and pursue your options. Yes, high risk loans were a foolish creation dictated by our Government. This created a national financial crisis. Mortgage companies, banks and lenders are now making loans that are minimal risk. In reality this is what banks have done since banks began providing mortgages.

Banks are not mints. They are guardians of our combined savings and are supposed to be intelligent stewards of our life savings. They assess risk and intelligently lend out our money and provide us a modest return. They are merely the middle man managing our money. The Government, via the Community Reinvestment Act told the banks to ignore their stewardship responsibilities and that the Federal Government would guarantee the high risk loans. The legislators foolishly are not intelligent enough to understand financial risk and thus the Government created the crisis.

Banks are still making loans but they are requiring sound financial fundamentals. This is the way it is supposed to be. Banks understand that too much debt will ultimately lead to a personal financial crisis.

I have worked with several lenders lately and they are in fact still making loans. Call me today at 704.770.6559 and I can help you contact lenders that are reputable and will help you all along the way to purchasing your new home.

Visit Charlotte NC Homes For Sale Charlotte Real Estate for additional information of our great real estate opportunities.

Wednesday, December 10, 2008

Charlotte NC Homes For Sale

The Monday night football game has placed the spotlight upon Charlotte Real Estate. Many visitors were surprised and impressed with the quality of life that uptown Charlotte homes have to offer. Uptown Charlotte has man condos for sale in various price ranges. This provides the ultimate in urban life style.

In addition to the condos, many are surprised to find so many of the surrounding neighborhoods with so much potential. Charlotte has many small brick ranch homes within a few miles of center city that have been rentals for many decades. These neighborhoods are ideal for revitalization. many of these communities have already experienced the transformation such as The Arts District AKA NODA, Chantilly, Elizabeth and Dilworth. There are several other neighborhoods with the same potential and just waiting for the next entrepreneurs to apply their magic.

To learn more about Charlotte Homes For Sale visit my website and give me a call at 704.770.6559 today. Your future awaits!